Monarch Money
TrialMonarch is a personal finance app that brings accounts, budgets, investments and goals into one view.
About Monarch Money
Monarch Money is a personal finance app that aggregates your bank, credit card, loan and investment accounts so you can see net worth, cash flow and spending in one place. It runs on phone and web and is aimed at individuals and couples who want shared visibility.
You can build budgets, track recurring bills, set savings goals and read reports on spending categories. Recent release notes mention account notes that save automatically and treemap-style report tiles, and a Weekly Recap feature with a demo mode that hides dollar amounts. It also supports collaboration, so partners can see the same accounts and budgets without sharing a login. Because it relies on live account connections, it is best for people comfortable with cloud-based financial tools.
Monarch is a paid subscription product with a free trial, so expect to pay after the trial ends. It suits people who want a modern all-in-one dashboard and are comfortable linking their financial accounts through an aggregator. Anyone who prefers to keep data fully local should look at desktop tools such as GnuCash.
Account syncing depends on third-party aggregators, so some institutions may need occasional reconnection. Check current pricing on the official site.
Version history
1 release tracked- iOS: Account notes are always editable and autosave
- Reports use striped treemap tiles
- Weekly Recap opens in Demo Mode
Frequently asked
Is Monarch Money free?
It offers a free trial and then requires a paid subscription.
Does it need an account?
Yes. You sign up and link your financial accounts to get the full picture.
Which platforms are supported?
Android, iOS and the web.
Where does the download link go?
Directly to monarch.com or the official app store for your platform. PlanetSofts never rehosts installers or adds wrappers, and these links were last verified Oct 6, 2026.